Privacy Policy

FACTS

WHAT DOES STATE BANK OF BUSSEY DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • Account Balances and overdraft history
  • Credit history and credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Bussey chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information.

Does State Bank of Bussey share?

Can you limit this sharing?

For our everyday business purposes-

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

Four our marketing purposes-

To offer our products and services to you

Yes  No

For joint marketing with other financial companies-

No No

For our affiliates’ everyday business purposes-

Information about your transactions and experiences

No We don’t share.

For our affiliates’ everyday business purposes-

Information about your creditworthiness

No We don’t share.

For non-affiliates to market to you-

No We don’t share.

 

Questions?

Call 641-944-5314 or go to www.sbbussey.com

 

Who we are

 

Who is providing this notice?

State Bank of Bussey
402 Merrill Street
PO Box 218
Bussey IA 50044

 

What we do

How does State Bank of Bussey protect my personal Information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does State Bank of Bussey collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Pay your bills or deposit money
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Twin Cedars Bancorp

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • State Bank of Bussey does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • State Bank of Bussey does not jointly market.